I can understand why you would not want to spend that kind of $. Look, what I can tell you is, I've been taking Finasteride(generic Propecia) for 3 months now. I pay $15 for a bottle with 22 pills that lasts for 3 months(although I guess the exact out of pocket price is based on your nsurance.) I have also been using generic minoxidil purchased at Wal-Mart, a 3 month supply for about $22. So far, this regimen is working. I see people on here spending several hundreds of dollars on treatment taking 9 or 10 different things and I just don't get it. I guess if people think they need all of these things, who am I to tell them anything. I can only speak for myself and It has only been a short time, but I can tell you that the generics are working for me(God willing they will continue to work.) My advice to you is the same as the Dr's advice to me "The generic stuff works just as well. I wish all the luck in the world in your fight my friend! I know that it is one that none of us asked for.