Yeah but i can't tell. Some people look like they are balding even if they arent. Fine hair + cowlick + greasy hair and you may as well look like a baldy. Only way to be 100% certain is to shave it down to 1 or 2 mm and evaluate.
Thanks for the reply. Last pic was definitely greasy. I haven't seen much change, if any, over the past 6 months so I am hoping there is nothing to be worried about. The double cowlick/swirl does create gaps when I comb my hair but the hair around it is perfectly fine. When I comb it all straight there is just a horseshoe shaped spot that looks like a cowlick. See pics.