Thats a hypothetical situation and is not the reality, so when you say, "government operates healthcare," it just isn't true.
So it "forces them to cover specific illnesses," um, would you like it if you get sick and discovered that your illness isn't covered? You like it that the insurance companies have the power to just not cover a certain illness? No one should have to go bankrupt for an illness, even if it is one that "no one has ever heard of."
As for the profit margins, why do you give a sh*t? Oh no, poor insurance companies, now the CEOs will only buy 3 BMWs this year instead of 5! :sobbing:
I for one wouldn't mind if the insurance companies went out of business. There is something sick about companies making billions off of the illnesses of others. When you have for profit health insurance, it gives them incentive to not cover costly illnesses. Lots of the other modernized countries (Germany, Taiwan, Japan, England) whom all have better healthcare than us btw, all have a single payer system, or non-profit health insurance companies.