You're not balding per se, just receded and thinned a bit. See if you can check back when your front hairline was thicker for comparison. It most likely was thicker. Either way it's very mild. There's differing opinions, but many norwood spotters classify any hairloss compared to your teen years as hairloss, which technically it is. But receding as you get older is as normal as less skin elasticity.
Based on family history and your current state of hairloss relative to age, one can somewhat deduce chances of going full bald. Just know that there's no 100% guarantee, as the norwood reaper can hit at anytime/age,but your chances are much slimmer. It doesn't mean you need to turn paranoid and take all kinds of precautions, which it appears you're not. My hair is in a worse state than yours and I didn't realize I had miniaturization until I got older, but it has pretty much stayed at my current state for quite some time. Just be glad we're slow burners.
I used to in denial like you but then I realized that it was actually happening. Don't worry in a few years when you're back you would've wish that you had acted sooner, just like all of us